Plugipay
Live on the Forjio suite— payment setup, made easy

Accept your first payment in 2 minutes. No provider account needed.

Plugipay handles the provider, the subscriptions, the dunning, and a ledger that actually balances. Sign up and get an automatic Xendit sub-account — QRIS, VA, e-wallets, cards — or connect your own Xendit, Midtrans, or PayPal if you already have one.

No provider account. No glue code. No lock-in.

  • QRIS
  • VA
  • OVO
  • DANA
  • ShopeePay
  • Card
  • PayPal
Plugipay · Step 1 of 4
onboarding

Choose payment provider

Start accepting payments in 2 minutes.

  • Plugipay managed

    Recommended · 2 min

    Automatic Xendit sub-account. QRIS, VA, e-wallets, and cards active immediately. No keys to paste.

  • Connect Xendit

    Paste your Xendit secret + callback token.

  • Connect Midtrans

    Paste your Midtrans server key + client key.

  • Connect PayPal

    Paste your PayPal client ID + secret.

No keys requiredNext: Default currency

Automatic Xendit sub-account. No keys required.

plugipay — sandbox
zsh
# one-liner checkout
$ plugipay checkout create \
    --amount 299000 --currency IDR

→ https://plugipay.com/c/cs_01HXZ8...

# live events → localhost
$ plugipay events listen --forward-to=localhost:3000/webhooks

⟶ plugipay.checkout_session.completed.v1 (12ms)
⟶ plugipay.invoice.paid.v1 (9ms)

Real CLI, local loop. Stripe-listen parity + time-travel dunning.

Zero-setup

automatic Xendit sub-account

Outbox-reliable

webhooks with replay

Double-entry ledger

sum(debits) === sum(credits)

Not a MoR

you own the contract

Five features. That's it.

MVP ships all five or it doesn't ship.

No checkbox grid. No quarterly roadmap promises. If it's not on this page, we don't do it.

  • F1 · Checkout

    One API, every method that matters in SEA.

    QRIS, VA across five banks, OVO, DANA, LinkAja, ShopeePay, cards, retail counters, PayPal. Swap adapters without re-integrating. We're worse than Primer at global routing. We're better at Indonesia.

  • F2 · Events

    Webhooks that survive a bad Tuesday.

    Every state change hits the outbox inside the same Postgres transaction. Huudis fans out with retries, dedup, and a circuit breaker. Dropped one? `plugipay events replay` re-emits matching rows.

  • F3 · Subscriptions

    A ledger you can actually reconcile.

    Plans, trials, coupons, proration, pause/resume, dunning. Every charge writes a balanced double-entry row. sum(debits) === sum(credits) at every point in time. PPN 11% built in. Flat fee, never a percent of your MRR.

  • F4 · Portal

    Stop answering billing tickets at 2am.

    Signed 15-minute portal sessions. Your buyers update their card, cancel at period end, or download past invoices themselves. You keep the customer relationship — we never see their login.

  • F5 · CLI

    A local loop that doesn't make you miss Stripe CLI.

    plugipay listen forwards live events to localhost with signature verification. plugipay clocks advance --days 35 time-travels a subscription through dunning in under a second. Every REST endpoint has a subcommand. Free sandbox, deterministic fake adapter.

Early users

Built for devs who've been burned.

Placeholder quotes from teams in the beta. We'll swap them for the real ones when they go live — no stock photos, no rented logos.

  • We replaced 900 lines of 'retry this webhook' glue with one Plugipay integration. Our dunning logic used to be a JIRA epic. Now it's a config block.
    RP

    Rangga Pratama

    Backend Lead, Kitatoko · Jakarta

  • We tried Chargebee for two months. The 0.75% on top of gateway fees didn't scale for IDR volume. Plugipay's flat fee plus first-class QRIS was the reason we stayed SEA-first.
    SO

    Stephanie Ong

    CTO, Fluxly · Singapore

  • plugipay listen on the left monitor, my editor on the right. First payment tool where the local loop did not feel like punishment.
    DH

    Diki Hardiansyah

    Founder, Rapot.id · Bandung

Get started

Plug it in. Take payments.

Free on Starter up to Rp 20M/mo GMV. No card, no sales call. First checkout session in three commands.

Prefer to read first? Read the docs.

three commandszsh
# 1. install
$ npm i -g @forjio/plugipay-cli

# 2. log in (device flow via Huudis)
$ plugipay auth login

# 3. first checkout
$ plugipay checkout create \
    --amount 50000 --currency IDR \
    --customer cus_demo

→ https://plugipay.com/c/cs_01HXZ8...